FAQs

Individual – Client has one on one sessions with their therapist to address any concerns and work through and seek positive alternatives.

Group – With a therapist facilitator, the clients have the opportunity to work through and support each other with similar interests. Group counseling enables a client to learn from others’ experiences and allows the client to see that they’re not alone.

**All of these services can be offered via tele-therapy.

Couples/Family – Helps reduce tension/conflict as well as improve communication skills within the family unit.

Insurances accepted BCBS (Trad/PPO), BCN, BCN Adv, Medicare Plus Blue, Medicare, McLaren (Commercial, Adv, Medicaid), PHP, Aetna Priority Health, Molina, Blue Cross Complete, McLaren Medicaid, ComPsych (EAP), and LifeServices (EAP).

For clients who do not want to use insurance and/or are not covered under Blue Cross Blue Shield, I am happy to submit statements for Out of Network reimbursement. Be sure to contact your insurance provider and ask, “How do I obtain reimbursement for therapy with an out-of-network provider?”

We reserve several openings for sliding scale consideration. A sliding fee scale may be provided based on household income and size. Documentation of household income and size are necessary in order to receive this service. Please contact us for more questions about available openings for sliding scale services.

Private pay is $160 per session

Tele-therapy is $160 per session if insurance doesn’t cover it

Clinical /Macro LLMSW supervision the cost is $60 per hour

EMDR basic and certification consultation is $70 per hour for individual and for groups of 4, $40 per person

Immigration evaluations $900, for expedited evaluations the cost is $1100

Couples Therapy ( not covered) $200 for intake , and thereafter $160

Training Facilitation- TBD based on flat rate fee

Insurance Verification Form

INSURANCE VERIFICATION PROCESS:

Harmony in Hues Wellness Center asks that you call your insurance company to verify your behavioral health benefits and coverage and provide that information to us, so there is no delay in scheduling. Therapy in Color Counseling will cross-verify your benefits and we will consult prior to your first session what your estimated out of pocket costs will be. Please remember that verification of benefits does not guarantee payment from your insurance company, and this is only a quote of benefits. This process might take up to 14 days or more depending on the number of requests we receive. You may temporarily be added to a waitlist while we verify your insurance benefits.

If you are planning to utilize an additional funding option (e.g., HSA, HRA, FSA, EAP, etc), please provide detailed information and consult with your employer to guarantee payment for mental health services.

We will verify your benefits and we will consult prior to your first session what your estimated out of pocket costs will be. However, we ask you to also call your insurance company to become familiar with your specific benefits and coverage and provide that information to us, so there is no delay in scheduling. Please remember that verification of benefits does not guarantee payment from your insurance company, and this is only a quote of benefits. This process might take up to 14 days or more depending on the number of requests we receive. You may temporarily be added to a waitlist while we verify your insurance benefits.

If you are planning to utilize an additional funding option (e.g., HSA, HRA, FSA, EAP, etc), please provide detailed information and consult with your employer to guarantee payment for mental health services.

The initial session will be an initial assessment to discuss the patient’s history and needs for treatment. During this first session the patient will have the opportunity to see how therapy will work, review office policies, privacy and confidentiality, as well as determine whether or not they are comfortable with the therapist.

Side note: It’s vital to have a positive working relationship with your therapist, so it’s recommended that the patient and therapist will meet 2-3 times before deciding whether or not the relationship will continue. The therapist will provide patient with referrals of specialists or trusted colleagues if they feel someone else might better be able to work with the patient.

Your Rights and Protections Against Surprise Medical Bills

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.

What is “balance billing” (sometimes called “surprise billing”)?

When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a healthcare facility that isn’t in your health plan’s network.

“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.

“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care-like when you have an emergency or when you schedule a visit at an in network facility but are unexpectedly treated by an out-of-network provider.

You are protected from balance billing for:

Emergency services

If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.

Certain services at an in-network hospital or ambulatory surgical center

When you get services from an in-network hospital or ambulatory surgical center, certain providers may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.

If you get other services at these in-network facilities, out-of-network providers can’t balance bill you, unless you give written consent and give up your protections.

You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.

When balance billing isn’t allowed, you also have the following protections:

• You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.
• Your health plan generally must:
• Cover emergency services without requiring you to get approval for services in advance (prior authorization).
• Cover emergency services by out-of-network providers.
• Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
• Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.

If you believe you’ve been wrongly billed, you may contact 1-800-985-3059.

Visit www.cms.gov/nosurprises/consumers for more information about your rights under federal law.

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

• You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
• Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
• If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
• Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.

When you book a psychological immigration evaluation you will receive a detailed report that averages 10-25 pages. You can expect the following from your session:

• Two-hour interview session with licensed mental health professional (2–4-hour session)
• Detailed biopsychosocial history
• Explanation and interpretation of behavioral, emotional, and cognitive patterns
• Interpretation of symptoms
• Several psychological tests and screeners with explanations of scores
• Clinical DSM-5 diagnoses
• Recommendations for a positive prognosis
• Education of symptoms and diagnoses
• Optional access to community resources for further mental health services

When you book a psychological immigration evaluation with Therapy in Color Counseling, you will receive a detailed report that averages 10-25 pages. You can expect the following from your session:

• Two-hour interview session with licensed mental health professional (2–4-hour session)
• Detailed biopsychosocial history
• Explanation and interpretation of behavioral, emotional, and cognitive patterns
• Interpretation of symptoms
• Several psychological tests and screeners with explanations of scores
• Clinical DSM-5 diagnoses
• Recommendations for a positive prognosis
• Education of symptoms and diagnoses
• Optional access to community resources for further mental health services

The full fee for everything listed above is $900.

If you need your report finished in less than 10 business days, you can pay an optional rush fee of $200. If your schedule does not allow your appointment to occur within normal business hours (9am-4pm EST), you can pay an optional out-of-office fee of $200.

According to emerging research, medical and psychological evaluations increase the chances of a favorable outcome to your case. In one 2004 study, 89% of asylum seekers who submitted a medical or psychological evaluation with their evidence were approved. That is compared to 37.5% who were approved who did not submit an evaluation. Many lawyers have explained that these evaluations are extremely valuable to your case.

You can expect your evaluator to listen to you and respect you. Your evaluator will try and make this process as easy as possible, as we know it is already stressful enough. Your appointment with the evaluator will take place over a video-call. It will last about two hours, usually. In the appointment, you’ll share a little bit about your life (only what you are comfortable with), answer a few questions about how you have been feeling lately, and go over next steps with the evaluator. After the appointment, your evaluator will ask you to complete a few questionnaires.

Once you’ve finished the questionnaires, you can relax while your evaluator takes care of the rest. The evaluator will communicate with your lawyer directly, so that they can provide you with the best version of your evaluation report possible.

During this process, all of your information is kept completely private due to confidentiality laws. Your information will only be shared with your lawyer. Your lawyer will receive your final copy of your report within 10-15 business days. Your evaluator will be available to answer any questions you have while you wait for the report to be submitted.

Therapy in Color Counseling and Consulting is committed to equal care for all our patients. Our Patient Non-Discrimination Policy was established to protect the well-being of every patient under our care.

Assessment of the patient’s condition and preliminary emergency care will be rendered without regard to the patient’s age, race, ethnicity, religion, culture/creed, language, physical or mental disability, socioeconomic status, sex, sexual orientation, or gender identity or expression.